Default
Standard variable
Rates move every three months in line with the Ofgem cap. No exit fees.
- Price changes
- Quarterly
- Exit fees
- None
- Best for
- Flexibility
Gas · Electricity · Water · Grants
Independent UK guides to every major energy supplier, every type of tariff, the Ofgem price cap, water bills, grants and the law and budget changes coming next. Compare properly, then switch direct.
What the October 2026 cap means for your bill.
Meters, social tariffs and the 2026 reforms.
Warm Home Discount, BUS and more.
Costs to check, export payments and batteries.
Boiler Upgrade Scheme explained.
Price cap rates, grants and rules come from Ofgem, GOV.UK and regulators, with links so you can check.
Big six, green specialists, app-based challengers and prepay specialists in one place.
Who supplies your water, whether a meter would save you money and what help exists.
Budgets, VAT, price cap forecasts, takeovers and new laws, explained before they hit your bill.
Every UK energy deal is one of a handful of tariff types. Know the type first, then compare prices.
All tariff cards →Default
Rates move every three months in line with the Ofgem cap. No exit fees.
Fixed
Unit rates and standing charges locked for the term, often 12 or 24 months.
Smart
Cheaper electricity at set times, usually overnight. Needs a smart meter.
Pay as you go
Pay before you use. Ofgem says prepay currently has the lowest cap rates.
Your annual kWh, tariff name, end date and any exit fee are on your bill or app.
Check unit rates and standing charges against the price cap.
Switching is free and usually takes days. How switching works.
Simple energy saving tips and grants cut usage for good.
From 1 October to 31 December 2026 the Ofgem price cap is equivalent to £1,723 a year for a typical dual fuel household paying by Direct Debit, up 4% on the summer. Electricity is capped at an average of 26.32p per kWh with a 54.83p daily standing charge; gas at 7.97p per kWh and 29.68p a day. VAT on household electricity in Great Britain is temporarily 0% until 31 March 2027.
The cap limits the rates, not your total bill. Read our price cap guide for what it means for you and what forecasters expect in January, or see everything that’s changing.
Around a third of households are on fixed deals, and Ofgem says fixes have been available at £100 or more below the October cap. But the cheapest headline deal isn’t always the best value for you. Our guides show you how to compare:
Households in England and Wales can’t choose their water company, and average bills rose again in April 2026. You can still save with a water meter, a social tariff or a capped bill under WaterSure. The water industry is also being reformed, with Ofwat due to be replaced by a single new regulator.
EnergySavers is free to use. Some links may be affiliate links: if you switch or buy through them, the provider may pay us a commission. It never changes the price you pay and never decides what we write. Read how we make money.
Last updated: 15 October 2026